Houston Consumer Bankruptcy Overview
The economic times in which we live have made it extremely difficult for families to survive. No one wants to file bankruptcy, but some are forced into it, often due to company layoffs or pending home foreclosure. Our legal team is here to help you make the right decision and guide you along the way if bankruptcy is the only option.
Use a Bankruptcy Attorney Who Can Help
Finding information you require about bankruptcy can be difficult and be an overwhelming process. If you have credit card debt or are facing home foreclosure, the last thing you want is the added stress of trying to decipher
complex bankruptcy laws.
Consumer Bankruptcy Options in Houston
Chapter 7: If you are below a certain income level and seek a forgiveness of all your debts, then you will want to file for Chapter 7 bankruptcy. It is often the best option for individuals with a lot of business debts. People who file for Chapter 7 may only retain a limited number of assets, but they will receive full debt discharge.
Chapter 13: People facing foreclosure, income tax problems, or with a higher than median income level will most likely file for bankruptcy under Chapter 13. In this circumstance the individual will face a restructuring of their debts, which will allow them to maintain the assets they wish to keep.
FREE EVALUATION – DETERMINE IF YOU QUALIFY FOR CHAPTER 7 OR 13
At This Firm we have developed an online evaluation form which you can fill out and submit directly from our website. Once the evaluation form is received in our office a qualified and experienced Houston bankruptcy attorney will evaluate your responses and then contact you either by phone or e-mail, whichever method you prefer, and let you know whether you qualify for Chapter 7 or Chapter 13.
To complete the evaluation form for your free evaluation by an experienced Houston Bankruptcy Lawyer visit our free bankruptcy evaluation page.