Our Free Article Library: Credit Scores & Credit Repair

Does Paying Off Collections and Judgments Help My Credit Score?

Monday, August 24th, 2009

Are you trying to improve your credit score? If so, you may be wondering whether paying off collections and judgments will help your credit score. The answer will depend on a variety of factors – most notably the “date last active” on your collections and judgments. It is a common myth that [...]


Does Transferring Balances Hurt Your Credit Score?

Monday, August 24th, 2009

If you are trying to rebuild your credit, you may be wondering if transferring balances will hurt your credit score. The answer will depend on a variety of factors. It’s important to understand how your credit score is calculated before looking at how transferring balances affects your score.
Your credit score is affected by [...]