Does Paying Off Collections and Judgments Help My Credit Score?

Are you trying to improve your credit score? If so, you may be wondering whether paying off collections and judgments will help your credit score. The answer will depend on a variety of factors – most notably the “date last active” on your collections and judgments. It is a common myth that [...]

Does Transferring Balances Hurt Your Credit Score?

If you are trying to rebuild your credit, you may be wondering if transferring balances will hurt your credit score. The answer will depend on a variety of factors. It’s important to understand how your credit score is calculated before looking at how transferring balances affects your score.
Your credit score is affected by [...]